There’s a lot of talk right now about the Florida housing market, and for good reason. With high interest rates driving a significant slowdown, many are questioning what it will take to get things moving again. Some of the proposed solutions—like 50-year mortgages, targeted tax cuts, expanded credit options, and restricting investor purchases—are certainly bold, but the heart of the matter is inventory. As someone who’s spent decades navigating complex financing solutions for homebuyers, investors, and business owners, I see firsthand how a shortage of available homes can stall even the most creative loan strategies. Expanding inventory is essential to any true recovery. Whether you’re a first-time buyer, a seasoned investor, or someone with a unique financial situation, the right approach always starts with understanding your goals and structuring financing that fits—not just following the market’s latest fix.
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